The Fund's investment objective is to provide a high level of current income through
investment in church mortgage bonds and church mortgage loans.

Church mortgage bonds and loans are corporate debt obligations issued by non-profit
organizations that have a stated Christian mission, including local churches, denominations
and associations, educational institutions, para-church and other Christian mission-related
organizations for purposes including construction, purchase or refinancing of existing real
property. The borrowers operate in a variety of geographic regions in the U.S.A. The Fund will
only invest in church mortgage bonds that are secured by a first position trust deed or
mortgage on the issuer’s real property. Church mortgage loans are typically secured by the first
trust deed on the Borrower's real property but may also include loans collateralized by church
mortgage bonds. Church mortgage loans are likely to be less liquid than church mortgages
bonds.

Because church mortgage bonds and loans do not have an active secondary market and are
illiquid, they are typically issued with yields that are higher than those of corporate bonds of
similar credit quality and maturity.

The Fund estimates that the stated maturity of its church mortgage bond and loan portfolio will
average approximately 20 years, although this average maturity will be reduced to the extent
obligations held by the Fund are prepaid. Investors should be aware that the longer the
maturity of a fixed rate instrument, the greater the risk.  

Statement of Additional Information
Semi Annual Report 2009
Fact Sheet

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There is no assurance that the Fund will achieve its investment objective. You should carefully
consider the risks of investing in the Fund, including the fact that the Fund may invest all or a
substantial portion of its assets in publicly offered mortgage securities for which there is no active
trading market. Other principal risks of the Fund include liquidity risk, market risk and credit risk.
Please see the Fund’s prospectus for more information about risks associated with investment in the Fund.

Investors should consider the investment objectives, risks, charges and expenses of any mutual
fund carefully before investing. This and other information is contained in the fund’s prospectus,
which may be obtained by clicking here. This fund is available only in the United States, and may
not immediately be available in your state of residence. Please read the prospectus carefully before you invest or send money.

IDistributed by Capstone Asset Planning Company, (Member FINRA)
5847 San Felipe, Suite 4100, Houston, TX 77057
(800) 262-6631